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I paid off all of my credit card debt last month and contacted each of my creditors to see when they would be reporting to the bureaus. They are all reporting between today (March 9) and March 22. How long will it take to see this reflected on my credit score? Do they update immediately when they receive the info or does it take them a couple of weeks to 30 days? My husband and I are anxious to know because we fell 4 points shy of getting a mortgage and would really like to buy while the tax credit is still in effect. Any information would be greatly appreciated!!
Thanks!!
@Anonymous wrote:I paid off all of my credit card debt last month and contacted each of my creditors to see when they would be reporting to the bureaus. They are all reporting between today (March 9) and March 22. How long will it take to see this reflected on my credit score? Do they update immediately when they receive the info or does it take them a couple of weeks to 30 days? My husband and I are anxious to know because we fell 4 points shy of getting a mortgage and would really like to buy while the tax credit is still in effect. Any information would be greatly appreciated!!
Thanks!!
Welcome to the forums. EX always the first to update its data immediately after the creditors submit new info. Do understand creditors usually don't submit changes until a new new statement generates.