Established Member
Posts: 17
Registered: ‎12-03-2012

How is the equifax score different from a FICO score?

I paid for this service "Equifax complete" for one month to see the various scores out there.

My equifax complete has an "Equifax credit score" - in my case 711 which is different from my FICO score on scorewatch (my FICO score is 662- so a big difference from the same CRA- equifax).


The equifax complete score is from 1/15 so more recent than the FICO, or is it the same as the FICO?


Any help appreciated.... thanks!

Posts: 22,406
Registered: ‎01-17-2008

Re: How is the equifax score different from a FICO score?

[ Edited ]

No, not the same.  The one you got from EQ is not a real FICO score.  It is something EQ came up with.


The score from myFICO is the real one.


There is often big differences between FAKO and FICO scores.

Valued Contributor
Posts: 3,302
Registered: ‎06-09-2010

Re: How is the equifax score different from a FICO score?

Just want to Clarify..


While what you purchased from EQ is truly not a FICO score.


You can purchase your EQ Beacon 5 FICO score direct from EQ. You would have to search pretty hard to find the link, as its more profitable for EQ if you purchase their FAKO scores. 


Scorewatch is also an EQ product and you can also purchase Scorewatch through EQ directly. EQ Scorewatch is a FICO score.

Good Luck
May all your dreams and wishes become a reality!

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.