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trc1963 wrote:Does anybody know how long good standing closed accounts will stay on you credit report?Also should I delete some old Benificial accounts from my report? I guess having loans with Benificial is bad for your report. I had three benificial accounts but they are all over 7 years old. If you guys think I should delete them, I should be able to easily have them removed right?Thanks
10 years. Even though these are sub-prime loans, having them still helps your credit mix. Leave 'em be, they are helping you with credit length history and average-age of accounts. Accounts such as these do not hurt more or less over time, they simply age. Aging is good!
trc1963 wrote:
Does anybody know how long good standing closed accounts will stay on you credit report?Also should I delete some old Benificial accounts from my report? I guess having loans with Benificial is bad for your report. I had three benificial accounts but they are all over 7 years old. If you guys think I should delete them, I should be able to easily have them removed right?Thanks
fused wrote: Accounts such as these do not hurt more or less over time, they simply age. Aging is good!