How long is a pulled CR considered current?

[Anonymous]

I think that is sad. But thank you

[unkfrank]

Thanks for the help, all. I know a lender is going to most likely pull their own reports (and in my case, that they'll pull an auto-FICO since the only thing on the near horizon is a new car) but I just wanted to take my own copies of my reports in case they try and throw a curve ball at me. I'll try and get a copy as close to my purchase time as possible, but now I know buying them now, and using them in January is a waste of money.

SirBabyWawah, I did notice that about #5 and pulling the 3-in-1

Midnight, isn't Laughing Boy by Pete or Peter somebody?

[MidnightVoice]

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unkfrank wrote:

Midnight, isn't Laughing Boy by Pete or Peter somebody?

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Written by Clive James, performed by Pete Atkin.

And how on earth did you know that? 

[unkfrank]

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@MidnightVoice wrote:

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@unkfrank wrote:

Midnight, isn't Laughing Boy by Pete or Peter somebody?

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Written by Clive James, performed by Pete Atkin.

And how on earth did you know that?

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I'm older than I appear to be, wiser than I claim to be, and soberer than I ought to be. Aside from that, for some reason it just kinda popped into my head. Been awhile since I heard it, but I'm pretty sure I heard that song at a friend's house in Rhode Island.

[MidnightVoice]

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@unkfrank wrote:

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@MidnightVoice wrote:

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@unkfrank wrote:

Midnight, isn't Laughing Boy by Pete or Peter somebody?

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Written by Clive James, performed by Pete Atkin.

And how on earth did you know that?

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I'm older than I appear to be, wiser than I claim to be, and soberer than I ought to be. Aside from that, for some reason it just kinda popped into my head. Been awhile since I heard it, but I'm pretty sure I heard that song at a friend's house in Rhode Island.

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Ask him if he knows about the PA forum and all the new CDS

[haulingthescoreup]

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@unkfrank wrote:
Thanks for the help, all. I know a lender is going to most likely pull their own reports (and in my case, that they'll pull an auto-FICO since the only thing on the near horizon is a new car) but I just wanted to take my own copies of my reports in case they try and throw a curve ball at me. I'll try and get a copy as close to my purchase time as possible, but now I know buying them now, and using them in January is a waste of money.

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I think it's great to have a set of scores from the previous several days or so when doing a preliminary stalk of lenders! Naturally, they're not going to make a decision on it, but they ought to be able to say something on the order of, "If your scores stay somewhere around here, we can probably offer you so-and-so." It also might dawn on some of them that you didn't just fall off the potato truck, and they might need to treat you like with a bit more respect than usual.

[unkfrank]

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@MidnightVoice wrote:
Ask him if he knows about the PA forum and all the new CDS

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I will definitely mention that to them