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How long to wait to hear on PFD before I just pay . ..

Frequent Contributor

How long to wait to hear on PFD before I just pay . ..

it anyway.  I have two closed, showing as open cc that are on my cr that are keeping my util very high.  How long do I wait to hear from the PFD letters before I just pay it?  I know that it is keeping my scores low due to those cc reporting. 
Message 1 of 4
3 REPLIES
Moderator Emeritus

Re: How long to wait to hear on PFD before I just pay . ..

You should hear back within 30 days. But that does not mean you should give in and pay.
Message 2 of 4
Frequent Contributor

Re: How long to wait to hear on PFD before I just pay . ..

If I either get an unfavorable response or no response, what else can I do? I need to get the util down so hopefully that will improve my score.
Message 3 of 4
Highlighted
Moderator Emeritus

Re: How long to wait to hear on PFD before I just pay . ..

Try sending to a different address, escalate to a manager, try PFB, ect.


Message Edited by Tuscani on 06-21-2007 06:40 PM
Message 4 of 4