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Frequent Contributor
smooshiesmom
Posts: 272
Registered: ‎05-28-2007
0

How long to wait to hear on PFD before I just pay . ..

it anyway.  I have two closed, showing as open cc that are on my cr that are keeping my util very high.  How long do I wait to hear from the PFD letters before I just pay it?  I know that it is keeping my scores low due to those cc reporting. 
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: How long to wait to hear on PFD before I just pay . ..

You should hear back within 30 days. But that does not mean you should give in and pay.
Frequent Contributor
smooshiesmom
Posts: 272
Registered: ‎05-28-2007
0

Re: How long to wait to hear on PFD before I just pay . ..

If I either get an unfavorable response or no response, what else can I do? I need to get the util down so hopefully that will improve my score.
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: How long to wait to hear on PFD before I just pay . ..

[ Edited ]
Try sending to a different address, escalate to a manager, try PFB, ect.


Message Edited by Tuscani on 06-21-2007 06:40 PM

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