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How many Hard Pulls do you have on your CR's?

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Irisa
Senior Contributor

Re: How many Hard Pulls do you have on your CR's?

EQ 2

TU 4

EX 7

 

5 of those will be a year old next month. I should probably garden until all of them age off my reports. 

Message 31 of 43
Involver
Valued Contributor

Re: How many Hard Pulls do you have on your CR's?

EX - 8

EQ - 0

TU - 0

Message 32 of 43
Involver
Valued Contributor

Re: How many Hard Pulls do you have on your CR's?


@Stralem wrote:

I don't know the exact number, but I do know that 5 inquiries either aged off or hit the 1 year mark this month, and my TU FAKO (according to Barclays and Discover) shot up 30 points.

 

 

Huh. Who knew five measely INQs could matter so much. Smiley Happy


 

The TU score you get from Barclays and Discover is an 08 FICO.

Message 33 of 43
BluePoodle
Valued Contributor

Re: How many Hard Pulls do you have on your CR's?


@Stralem wrote:

I don't know the exact number, but I do know that 5 inquiries either aged off or hit the 1 year mark this month, and my TU FAKO (according to Barclays and Discover) shot up 30 points.

 

 

Huh. Who knew five measely INQs could matter so much. Smiley Happy


That is a huge change for 5 inquiries. Congrats though

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 34 of 43
ExplicitElicit
Established Contributor

Re: How many Hard Pulls do you have on your CR's?


@Stralem wrote:

I don't know the exact number, but I do know that 5 inquiries either aged off or hit the 1 year mark this month, and my TU FAKO (according to Barclays and Discover) shot up 30 points.

 

 

Huh. Who knew five measely INQs could matter so much. Smiley Happy


I hope my score has a similar reaction! I have 6 that hit the one year mark 6/27.

Message 35 of 43
mongstradamus
Super Contributor

Re: How many Hard Pulls do you have on your CR's?


@ExplicitElicit wrote:

@Stralem wrote:

I don't know the exact number, but I do know that 5 inquiries either aged off or hit the 1 year mark this month, and my TU FAKO (according to Barclays and Discover) shot up 30 points.

 

 

Huh. Who knew five measely INQs could matter so much. Smiley Happy


I hope my score has a similar reaction! I have


Hopefully mine does same thing i have 4 coming off in june and another 3 coming off in sept so hopefully my score will get an nice bump :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 36 of 43
Vettecor
Member

Re: How many Hard Pulls do you have on your CR's?

1

Message 37 of 43
SGR
Contributor

Re: How many Hard Pulls do you have on your CR's?

EXP: 5 total -- 3 within six months, other 2 going to fall off by the end of this year.

EQ: 5 total -- 4 within six months, one just over six months.

TU: 6 total -- 4 within six months, other 2 going to fall off by the end of this year.

Message 38 of 43
Revelate
Moderator Emeritus

Re: How many Hard Pulls do you have on your CR's?

Did a small spree in Jan '13 and a similar one in April/May '14.

 

Bureau2 year count1 year count
EX42
EQ31
TU31



        
Message 39 of 43
blondy250
Established Contributor

Re: How many Hard Pulls do you have on your CR's?

Zero.

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16
Message 40 of 43
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