How many inquiries do you have?

[Anonymous]

That's true, if you are planning on gardening for a whole year+

[Kostya1992]

Not even... if you have a good credit profile you don't even need to worry about inquiries as much.

[Anonymous]

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@Kostya1992 wrote:

Not even... if you have a good credit profile you don't even need to worry about inquiries as much.

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While this is true to an extent, there are creditors who will make you fight for each and every new card, CLI, balance transfer or apr reduction if they think you're seeking too much credit.

One thing that really frustrates me though is that things like opening a bank account, getting a phone or getting internet count as hard inquiries. I'm looking at you, NFCU, Verizon Wireless and Comcast!

[Anonymous]

2 with EX, 1 with EQ, 2 with TU.   

[bigDEElight]

EQ: 27 (15 fall off in July-November, 10+ were from car shopping)
EX: 10
TU: 13

[Anonymous]

EQ 5 (3 falling off this year)

TU 7 (3 falling off this year)

EX 11 (2 falling off this year)

My EX took a HIT in the last year from me finally getting fed up with my cards.  All of the ones I wanted pulled from EX

[keithbward]

EQ - 14

TU - 8

EX - 45

lmao

[Anonymous]

I feel better now lol, I thought I was getting too many (I had not looked in awhile just a general feeling):

TU - 2

EX - 9

EQ - 5

One interesting HP is Amex in November 2014. I had not applied for an Amex card until February of this year (approved for BCP and ED), except for a business card through the company I work for. However the business card was issued in July 2014, a delayed pull for some reason, although there is also a pull from July of 2014. The company even moved from Amex to JPMorgan in December 2014 so I am not sure why Amex made that pull.

[Anonymous]

EX - 3

EQ - 3

TU - 6

[skorpyo3]

@keithbward, 45 on EX? Why so many more with them?