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Thank you, definitely a great idea! I just used some of your ideas and built my own for my situation which was PIF so I didn't need the balance and APR and all that. Thanks for the great idea and spreadsheet attachment!
I have a Google Docs spreadsheet that lists all my cards, their approx statement dates, current balance, statement balances, credit limit, etc and then it calculates my usage and what not so I can just keep track of how much my utilization is. I find it actually has motivated me to pay things off that I was carrying balances on even faster once I could actually see how much money was just sitting there as debt. I think I can export to Excel or share the Google one if you use Google Docs at all.
@essexjet wrote:Here is a screenshot of what I use. I like it because I can put at util % and it tells me how much I need to pay.
(please dont judge balances....I'm working on it )
This is awesome!! I just downloaded it, thanks for sharing!
No excel sheets for me. I use HomeBudget on my iPhone and track EVERY single purchase made. It has all my accounts, all my bills, everything we purchase day to day, etc etc. All purchases under categories so I can see where our budget is good/bad. It works really well. I've used it for about 3-4 years now and it's crazy to look back through history and look at utility averages, food costs, gas cost, vehicle repairs. Everything.
@essexjet wrote:Here is a screenshot of what I use. I like it because I can put at util % and it tells me how much I need to pay.
(please dont judge balances....I'm working on it )
Man, I've just downloaded, filled it, it is near PERFECT, exactly what I was looking for! Thanks again.
@yudeology101 wrote:
@essexjet wrote:Here is a screenshot of what I use. I like it because I can put at util % and it tells me how much I need to pay.
(please dont judge balances....I'm working on it )
Man, I've just downloaded, filled it, it is near PERFECT, exactly what I was looking for! Thanks again.
Anytime, glad it helps out. Helps alot with your UTIL
@essexjet wrote:
@yudeology101 wrote:
@essexjet wrote:Here is a screenshot of what I use. I like it because I can put at util % and it tells me how much I need to pay.
(please dont judge balances....I'm working on it )
Man, I've just downloaded, filled it, it is near PERFECT, exactly what I was looking for! Thanks again.
Anytime, glad it helps out. Helps alot with your UTIL
Absolutely! Question: This is something that you've made right? If so, do you have any other excel sheet(s) that you use for other things...like bills & stuff?
Spreadsheet as in "singular"???
Actually, I use several spreadsheets and several tabs within them to track not only my CCs but my investments, net worth, bank accounts, mortgage, budgets, retirement plans, credit scores, history, graphs, important dates. You won't see me post any screen shots but trust me it would be a lot of work to do so!
I password lock them just to keep prying eyes away.
@Roarmeister wrote:Spreadsheet as in "singular"???
Actually, I use several spreadsheets and several tabs within them to track not only my CCs but my investments, net worth, bank accounts, mortgage, budgets, retirement plans, credit scores, history, graphs, important dates. You won't see me post any screen shots but trust me it would be a lot of work to do so!
I password lock them just to keep prying eyes away.
Wow, this would be something interesting to get my hands on, too. Did you make it your own or did you get it from somewhere?