antredd67 wrote:I would have to say that we are well on our way to getting in the 700 club. I just realized that when we apply for credit unless it's a mortgage, credit companies only pull one credit report from either Experian, Transunion, or Equifax. When Wamu pulled my credit report, they pulled it from my Experian which is my highest Fico score right now. So it's sorta good to know which report the credit card will pull from as to minimize the number of inquiries..Thanks beware Crapital one always pulls one of EACH
LadyFICO wrote:First off congrats I am new to the forum as far as writing goes. Brammy according to calculations you went from max on one card and paid it and got 15 another said he paid 2 cards down to under 20 and got 17 points I'm not sure where the person was maxed to begin with or whether FICO allows huge jumps per cc. If it does I just paid 10 cards down below 25% all at their max. I am optimistic about wishing to gain 15 points per card which would immediately put me at my goal but based on what others have said sometimes paying all to soon doen't necessarily give you that big boost. Any suggestions?