How often do you pull your report?

[Anonymous]

I'm curious as to how often you guys pull your reports to check the latest?  Do you buy a new report every month or wait to be alerted of a score change just to see your score?

I would like to pull monthly considering my alerts are a week or more off when a change occurs on my report.

[smallfry]

Once everything is static and you know your AAofA and when it will change pulling more than twice yearly is burning money.

[cobaltnv]

I pull my free credit reports yearly at annualcreditreport.com. I spread it out and pull one of the three ~every 4 months. I pull my Fico scores from here at various intervals in-between generally 3 times a year or so--what used to be one from each agency. The goal is to be able ot catch any errors within a couple of months. 

If I am planning on applying for a mortgage or car loan I will pull all three (EQ and TU FICOs from here, EX just to look at the report) to make sure everything is in order. 

[haulingthescoreup]

I used to pull crazy, once a month or more, when things were really happening on my reports. Now it's every 10 - 12 weeks or so.

It was more fun when TrueCredit allowed daily pulls of all three, and the reports were legitimately refreshed. That let me know when my report changed, so I could decide whether to pay for the score.

[Anonymous]

I have scorewatch to let me know if something crazy happens on my report. Otherwise I am with smallfry. I won't pull until right before I am making a credit decision or I am near a major milestone.

[Anonymous]

Is there anyone doing  *free* daily pulls of all 3 anymore?   (Even with a membership?)

[creditwherecreditisdue]

I pull TC 3-way monthly, BD TU and EX monthly and have SW. I did not use all my Score Power reports last year so I have a little stockpile in case I need an EQ report/score. I also have annualcreditreport.com in reserve for a direct EQ pull should I need it. I do have some issues that I am trying to keep an early warning eye out for. Once EQ goes above 740 I may back off this slightly. Hopefully that will be soon - it was over 720 and then backtracked. EQ does not like me!

[DI]

I've been viewing my Experian and Equifax reports everyday since June.  I'm taking advantage of my report and confirmation numbers until they expire.