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Valued Contributor
Posts: 2,087
Registered: ‎01-05-2010
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How rare is a double triple 850?


Thomas_Thumb wrote in A triple perfect credit score... How rare is it?:

 

Triple perfect scores have been reported/achieved for both VantageScore 2.0 and Fico 8 within the MyFICO community.

 

Based on what I have read, my guestimate is 1.5% to 2% of profiles may score 990 on VS 2.0 and 0.4% to 0.6% may score 850 on Fico 8.


 

I assume the 0.4% to 0.6% for FICO 08 850 is for all three credit bureaus. For a married couple, I wonder what the chance would be for a double triple 850.

 

Valued Contributor
Posts: 2,014
Registered: ‎04-01-2015
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Re: How rare is a double triple 850?


my-own-fico wrote:

Thomas_Thumb wrote in A triple perfect credit score... How rare is it?:

 

Triple perfect scores have been reported/achieved for both VantageScore 2.0 and Fico 8 within the MyFICO community.[Fico 09 as well]

 

Based on what I have read, my guestimate is 1.5% to 2% of profiles may score 990 on VS 2.0 and 0.4% to 0.6% may score 850 on Fico 8.


 

I assume the 0.4% to 0.6% for FICO 08 850 is for all three credit bureaus. For a married couple, I wonder what the chance would be for a double triple 850.

 


Hard to say. Undoubtedly more likely for seasoned credit users (age 50 to 65)

 

There has been significant score inflation on Fico 08 over the last couple years. I suspect percent of profiles having Classic Fico 08 triple "perfect" may now be North of 1%.

 

Profiles that have triple 850s on Classic Fico 08 likely have triple 850s on Classic Fico 09. It would be interesting to know which comes 1st. As I recall, JLK93 had 850s on Fico 09 before Fico 08. Do you have info on your Fico 09 scores?

 

Anyone with triple 900s on enhanced Fico 8 or triple 850s on VS3? I've seen some double 900s but, no VantageScore 3.0 850s

Fico 8: .......EQ 850 TU 850 EX 850 (3/2017)
Fico 9: .......EQ 850 TU 850 EX 850 (3/2017)
Fico 4 .....:. EQ 804 TU 823 EX 830 (3/2017)
VS 3.0:...... EQ 832 TU 832 EX 832 (3/2017)
Fico 8 BC:. EQ 887 TU 899 EX 900 (3/2017)
CBIS: ........LN Auto 940 LN Home 870 TU Auto 902 TU Home 950 (4/2017)
Frequent Contributor
Posts: 292
Registered: ‎06-07-2013
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Re: How rare is a double triple 850?

That sounds stressful.

Starting TU: 536
Starting EQ: 573
Goal: 640


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Frequent Contributor
Posts: 451
Registered: ‎02-09-2011
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Re: How rare is a double triple 850?

I'm getting close.

EX myFICO 850 - EQ myFICO 847 - TU myFICO 850
Goal Score: 800+ across the board! *DONE!!!*

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