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How soon my credit score should be updated after the billing date?

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Anonymous
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How soon my credit score should be updated after the billing date?

Hi guys, I want to get approved for A Tier auto lease and I want my credit score to be as flawless as possible. I have two credit cards that I paid off last month and their last day of billing cycle was on the 11th this month. One of them is regular Visa from Bank Of America and the second one is Discover. How soon should I see the new balances reported to credit bureaus? 

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SunriseEarth
Moderator Emeritus

Re: How soon my credit score should be updated after the billing date?


@Anonymous wrote:

Hi guys, I want to get approved for A Tier auto lease and I want my credit score to be as flawless as possible. I have two credit cards that I paid off last month and their last day of billing cycle was on the 11th this month. One of them is regular Visa from Bank Of America and the second one is Discover. How soon should I see the new balances reported to credit bureaus? 


Typically, CCCs update the CRAs right after the statement date.   However, it can take a few days to show.  You may want to post in Auto Loans to see what CRA is typically pulled for the lease you're going for.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
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