How to Deal with an unauthorized credit card being opened and charged off
My brother is going though a divorce, his soon to be EXWife took out a PINK credit card under his name and hasnt paid on it for 60-66 days late. It is really hurting his score. How should be deal with such a thing?
Also, the company may require you to file an FTC ID theft affidavit.
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Re: How to Deal with an unauthorized credit card being opened and charged off
Immediately notify the creditor that the account was fraudulently opened.
The credit reporting implications are then addressed by filing a police report and sending to the CRA, and using the identity theft blocking provision of FCRA 605B.
Read the sticky post at the top of the General Credit Topis forum dealing with Victim of Identity theft? for a complete explanation of the process.
Re: How to Deal with an unauthorized credit card being opened and charged off
That info in the sticky is pretty staight forward and should help you resolve this issue. I'd think once you follow through with it all, everything he'd need to get it taken care should be enough to resolve this.
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