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Have an active mortgage, personal, or auto loan with a revovling accout
Having a good mix of credit is key. The catch is you have to be responsible enough not to use it, or use it wisely.
cnun3z wrote:Have an active mortgage, personal, or auto loan with a revovling accoutEverytime I see this I question it. Why would you want another loan? Even If u don't use it.Some people go as far as suggestion HELOCs. Which are reported as lines of credit and can cost you your home.As for the Capital one. I only see the problem of them not stating what the limit on a credit report, but theres ways around that.
Having a good mix of credit is key. The catch is you have to be responsible enough not to use it, or use it wisely.