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How to remove old Student Loan 90 day lates from credit?

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Anonymous
Not applicable

How to remove old Student Loan 90 day lates from credit?

When my student loans first became payable, I missed the payment start date. I ended up with 90 lates on each loan (except the one that really was due when I thought). That was over 5 years ago, and those were the only late payments I have ever had on them. I paid on those loans for about 2 years before consolidating them through another loan servicer. Again, all on time. Is there anything I can do to get the lates removed from my credit? Since there were so many little loans, they make up about 5 hits on my credit. They were Federal loans - subsidized, unsubsidized, Perkins, etc, if that makes any difference. If you have any suggestions, could you please be specific as to where can find information, forms, letters, etc, needed? THANK YOU!
Message 1 of 5
4 REPLIES 4
Tuscani
Moderator Emeritus

Re: How to remove old Student Loan 90 day lates from credit?

Does Sallie Mae service your accounts?
 
You can try a GW letter:
 
 
Keep in mind Sallie Mae is VERY stubborn an generally will not remove lates.
Message 2 of 5
fused
Moderator Emeritus

Re: How to remove old Student Loan 90 day lates from credit?



Tuscani wrote:
Does Sallie Mae service your accounts?
 
You can try a GW letter:
 
 
Keep in mind Sallie Mae is VERY stubborn an generally will not remove lates.


I have to agree.  Have you ever heard of a GW letter working with Sallie Mae?
Message 3 of 5
Tuscani
Moderator Emeritus

Re: How to remove old Student Loan 90 day lates from credit?



fused111 wrote:


Tuscani wrote:
Does Sallie Mae service your accounts?
 
You can try a GW letter:
 
 
Keep in mind Sallie Mae is VERY stubborn an generally will not remove lates.


I have to agree.  Have you ever heard of a GW letter working with Sallie Mae?


Nope. Smiley Happy
 

 
Message 4 of 5
Anonymous
Not applicable

Re: How to remove old Student Loan 90 day lates from credit?

Those late's are not affecting you very much anymore.

It is almost impossible to get late's removed for Federal loans, unless it is acctually reported wrong.
Message 5 of 5
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