Help! I have no idea where to start. I owe on three credit cards, my house, my homeowners assoc fees, installment loans, and now collections. I am planning to use my tax return check to pay off some of the debt, but I am unsure what to pay off first. I recently returned to graduate school and am working full time. My current thought is to take out an unsubsudised loan along with my subsidized loan for more than what I need for school to payoff the higher interest cards. Should I do this? I will be able to make payments on time with what I would owe from the loan when it would come due. Plus, I could use the interest on my taxes. I just can’t seem to get ahead right now. Please advise!!!!
