dog wrote:getting the amex skymiles card is an excellent idea....it's the getting married part that i would like to warn you about!
It will definitely hurt your score in the short term. But if you pay it off within a few months or at least get it down to 1-9% util in 2-3 months your score will rebound quickly.
Yeah merriage. I am just afraid that taking our a new CC with such a high limit and then coming close to it might really hurt my score.
Got one at 668 EQ FICO, $2000 CL, 18.x% APR, first year free, $60 per year after that.
SmartCookie wrote:I also recommend Chase UAL Visa... IMHO it might even be a scratch easier to get approved and get a good CL. Fee is $65 annually I believe and the first year may be free. Second year they will waive it or bonus your miles if you squeak loud enough. I think there offer right now is 20k miles to your UAL account, and it's really easy to rack up miles in other ways with them as well.