07-02-2007 01:30 AM
07-02-2007 03:21 AM
07-02-2007 04:09 AM
dog wrote:getting the amex skymiles card is an excellent idea....it's the getting married part that i would like to warn you about!
07-02-2007 05:47 AM
07-02-2007 05:53 AM
It will definitely hurt your score in the short term. But if you pay it off within a few months or at least get it down to 1-9% util in 2-3 months your score will rebound quickly.
Yeah merriage. I am just afraid that taking our a new CC with such a high limit and then coming close to it might really hurt my score.
07-02-2007 06:57 AM
07-02-2007 09:16 AM - edited 07-02-2007 11:07 AM
07-02-2007 09:20 AM
Got one at 668 EQ FICO, $2000 CL, 18.x% APR, first year free, $60 per year after that.
SmartCookie wrote:I also recommend Chase UAL Visa... IMHO it might even be a scratch easier to get approved and get a good CL. Fee is $65 annually I believe and the first year may be free. Second year they will waive it or bonus your miles if you squeak loud enough. I think there offer right now is 20k miles to your UAL account, and it's really easy to rack up miles in other ways with them as well.
07-02-2007 11:11 AM
07-02-2007 11:25 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.