cancel
Showing results for 
Search instead for 
Did you mean: 

I broke over 800 by a lot.....

tag
JennaD075
Contributor

Re: I broke over 800 by a lot.....

Congratulations!! You are inspiring.

Message 11 of 15
Bay_Area_Joe
Frequent Contributor

Re: I broke over 800 by a lot.....

Paying on time and keepinh UTL in the 6%-7% range, and not applying for any more cards.....

About 600k in Credit Lines
CSP 29.9k, Citi DP 58.5k, Chase Sams MC 20k, Amex Hilton Surpass 35.6k, Hawaii Air 26k, Discover More 56k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 63.3k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 50k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
Message 12 of 15
Bay_Area_Joe
Frequent Contributor

Re: I broke over 800 by a lot.....UPDATE

Well,

 

I got the credti report from the lender and here are the details.  Excuse the typos from copy the PDF that was emailed to me.

 

EQUIFMFPCTABEPCON 5.0 SCORE: 786

00030 - TlrvE SINCE r-IOST RECENT ..ACCOUNT OPENING IS TOO SHORT

00011 -Mv'OUNTOJ\ED ON RE\QL\/1NGPCCOUNTS IS TOO HIGH

00014 - LENGTH OF TlrvEPCCOUNTS HA\/E BEEN EST..ABLISHED

00008 - TOO rv1ANY INQUIRIES LAST 12 rv'ONTHS

 

TRPNSUNION/FICO CLASSIC (04) - SCORE: 763

028 - NUrv13ER OF EST..ABLISHED ..ACCOUNTS

030 - TlrvE SINCE r-IOST RECENT ..ACCOUNT OPENING IS TOO SHORT

011 -Mv'OUNTOJ\ED ON RE\QL\/1NGPCCOUNTS IS TOO HIGH

012 - LENGTH OF TlrvE RE\QL\/1NGPCCOUNTS HA\/E BEEN EST..ABLISHED

 

EXPERIPN/FAIR, IS.A.AC (\/ER 2) - SCORE: 767

10 - PROPORTION OF BPLPNCE TO HIGH CREDIT ON BPNK RE\QL\/1NG OR.ALL RE\QL\/1NGPCCOUNTS

14 - LENGTH OF TlrvE ..ACCOUNTS HA\/E BEEN EST..ABLISHED

09 - TOO rv1ANY ..ACCOUNTS RECENTLY OPENED

08 - TOO rv1ANY INQUIRIES LAST 12 rv'ONTHS

About 600k in Credit Lines
CSP 29.9k, Citi DP 58.5k, Chase Sams MC 20k, Amex Hilton Surpass 35.6k, Hawaii Air 26k, Discover More 56k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 63.3k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 50k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
Message 13 of 15
Chaselover
Frequent Contributor

Re: I broke over 800 by a lot.....UPDATE

@Bayareajoe, wowww at your total credit line.


In a committed relationship with Chase from 12/2012.
Age: 26, Income: $59,240/-, Current score: TU from CK: 750/A (12/24/14), TU Vantage score from CK: 775/C (12/24/14), Experian from Creditsesame: 717, Equifax from myfico: 724, Overall Util: 1% (12/24/14), Total credit limits: $62,150, In the garden from 12/19/2014, AAoA : 7 months, Oldest account: 8 months, Newest account: 1 week, HP: 18.
Message 14 of 15
gen-specific
Frequent Contributor

Re: I broke over 800 by a lot.....UPDATE

Nice

 

so in comparison I just need to wait till my average age of accounts averages out haha

 

 

Message 15 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.