I did it! 800

gdale6 · ‎07-03-2014

Fantastic OP, congrats

BluePoodle · ‎07-03-2014

Congratulations!

Gunnar419 · ‎07-03-2014

@Bman70 wrote:

Thanks, yes it's a nice thing to wake up to
I know,, kinda bittersweet to see it slip away, but what's a good FICO for if not to get the credit we want? I'd rather be using it than saving a good score but getting nothing useful from it

Big time congrats! 800 has got to be one of the most beautiful of all numbers.

I know what you mean about hitting 800 then quickly dropping back. I just had my own experience with that, 804 to 798, but it can come back quickly, too! I'm back at 801 on EQ and not planning to go back to the 700s for a while.

EW800 · ‎07-03-2014

Congratulations!!!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

coldnmn · ‎07-03-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

BigBS · ‎07-03-2014

Congrats! I think we all want to see that 800 number, if only for the personal satisfaction. I'm trying, but can't stay in the garden long enough!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

CreditHealthy · ‎07-04-2014

Wow! That's impressive!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013

OneDay_750 · ‎07-04-2014

Congrats and continued success!

CURRENT SCORES: EQ: 628 (12/14/14); TU: 628 (12/10/14); EX: 636 (12/13/14)--All myFICO
STARTING myFICO EQ SCORE:: 507 (11/2013); GOAL SCORE: 700--(All CRAs); GARDENING SINCE: 10/5/14
NFCU cashRewards Signature Visa: $5K CL @ 16.65%