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Contributor
Posts: 123
Registered: ‎03-29-2009
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I have a 782 on Experian on a scale of 150-930 provided by Chase ID Protection?

I have just received my membership no. from Chase ID Protection. It shows that I have a 782 credit score thru Experian on a scale of 150-930? I'm confused.

 

Over at Citi IdentityMonitor, I have a 729 thru Experian (assuming on a scale of a highest possible 850?). I understand this one should be a FAKO score, right? What about the one over at Chase ID Protection?

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FICO pulled by loan officer on 8/3/2009
EQ: 724
EX: 740
TU: 742
Super Contributor
Posts: 5,702
Registered: ‎10-06-2007

Re: I have a 782 on Experian on a scale of 150-930 provided by Chase ID Protection?

That would be a FAKO score but what flavor I dont know.  That Chase one is probably also.
11/28/2014 FICO: EQ: 796 EX:788 TU:803
Moderator Emeritus
Posts: 11,562
Registered: ‎08-29-2007
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Re: I have a 782 on Experian on a scale of 150-930 provided by Chase ID Protection?

Both are FAKO.

 

You can't get a actual EX FICO from anywhere directly. If a creditor pulls it, then they can share with you, but you can't pull it yourself.

 

 

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Moderator Emeritus
Posts: 7,970
Registered: ‎12-19-2007
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Re: I have a 782 on Experian on a scale of 150-930 provided by Chase ID Protection?

I hate it when new members pull credit scores and get all excited, only to be deflated when they find out they're FAKOs. Good ole capitalism at its finest.
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Do what is true in spite of the consequences--your future is only as true as you are.
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Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
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Re: I have a 782 on Experian on a scale of 150-930 provided by Chase ID Protection?

AGAIN, if you haven't already, please read Understanding Your FICO ® Score and Credit Scoring 101 (at least the first post.)

These will give you the background knowledge you need to understand what you read here on the forums.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Contributor
Posts: 123
Registered: ‎03-29-2009
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Re: I have a 782 on Experian on a scale of 150-930 provided by Chase ID Protection?

I totally understand teh FAKO and FICO differences. I'm just kinda sharing my Chase ID Protection experience and the score and the scale. Not trying to be all happy and joy that I got 782 or whatsoever. :smileyhappy:
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FICO pulled by loan officer on 8/3/2009
EQ: 724
EX: 740
TU: 742

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