Ok, I think I answered my own question. When I pulled a new power report, my score shows 631. So, I got a 29 point increase when a CO aged off. Not quite as good as what the TC score shows...lol. Now, we went car shopping last night and I see 4 new inquiries for banks. Do they count as one? It really pisses me off that the dealership pulled AND THEN let the banks pull as well. But, I guess that's the way it goes.