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I'm PSYCHED!!!!

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turninganewleaf
Regular Contributor

I'm PSYCHED!!!!

WOOHOO!  I just pulled all 3 FICO reports and I am SO EXCITED!
 
In July, my scores were:
 
TU 540
EQ 595
EX 544
 
Today, they are (drum roll please!)
 
TU 658
EQ 632
EX 640
FICO 8/5/10; TU 724, EQ 702
FICO 6/9/09: TU 669, EQ 658, EX ???
FICO 7/20/07: TU 540; EQ 595, EX 544
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: I'm PSYCHED!!!!

Great! WTG! Keep up the good fight.
Message 2 of 8
Anonymous
Not applicable

Re: I'm PSYCHED!!!!

Holy cow turning! WTG! Super duper congrats!

Your scores are VERY close to mine. And those new scores will enable you for some nice cc's, imo. Smiley Happy

Keep up the good work. What's the secret to your success?
Message 3 of 8
turninganewleaf
Regular Contributor

Re: I'm PSYCHED!!!!

I can't believe it!  And I was shooting for a mid 620 this month to get approved for a home loan.  However, I think I've since decided to stay in my apt for 6 more months and let everything continue to report as they currently are and hope that I don't have any "surprises" lurking out in credit world just waiting for an "inopportune" time.
 
I contribute my score raise to reading these forums, disputing some baddies and having them removed, paying off a Cap 1 account that was reporting as "late payments", applying for two new credit cards in the past 2 months and PIF, and continuous reporting of on time payments on a 1+ yr car loan and Chevron CC.
 
Thank you MyFICO forum members!
FICO 8/5/10; TU 724, EQ 702
FICO 6/9/09: TU 669, EQ 658, EX ???
FICO 7/20/07: TU 540; EQ 595, EX 544
Message 4 of 8
turninganewleaf
Regular Contributor

Re: I'm PSYCHED!!!!



turninganewleaf wrote:
I contribute my score raise to reading these forums, disputing some baddies and having them removed, paying off a Cap 1 account that was reporting as "late payments", applying for two new credit cards in the past 2 months and PIF, and continuous reporting of on time payments on a 1+ yr car loan and Chevron CC.
 
Thank you MyFICO forum members!


And also for being older and wiser!  Smiley Very Happy
FICO 8/5/10; TU 724, EQ 702
FICO 6/9/09: TU 669, EQ 658, EX ???
FICO 7/20/07: TU 540; EQ 595, EX 544
Message 5 of 8
Anonymous
Not applicable

Re: I'm PSYCHED!!!!

Beating the bass drum for ya'
 
WTG!
Message 6 of 8
Anonymous
Not applicable

Re: I'm PSYCHED!!!!

Great Job Turning !!!
 
Your efforts should pay off even more in 6 months.
 
Looks like we are and have been in a similar situation. I am also looking to purchase a home in 6 months so will continue on my mission.
 
Keep up the great work Smiley Happy
Message 7 of 8
positronicshell
New Contributor

Re: I'm PSYCHED!!!!

awesome!
nice jump!

xoxox jane
hey, careful man! there's a beverage here!
My FICO: TU - 725 EX - 736 EQ - 747
Message 8 of 8
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