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I'm so geeked...!!!

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Anonymous
Not applicable

I'm so geeked...!!!

So I'm a month in my credit repair and working with an agency to dispute items on my cr. I've read so much about credit in this month and followed the advice the agency gave me and applied for a CC (they told me 2, but I'll get to the 2nd one later). I was approved for a Discover. I check 2 of my scores today and they jumped over 700!!!!

Message 1 of 10
9 REPLIES 9
Epcot
Valued Contributor

Re: I'm so geeked...!!!

Very nice, Congrats on your progress!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 2 of 10
p-
Valued Contributor

Re: I'm so geeked...!!!


@Anonymous wrote:

So I'm a month in my credit repair and working with an agency to dispute items on my cr. I've read so much about credit in this month and followed the advice the agency gave me and applied for a CC (they told me 2, but I'll get to the 2nd one later). I was approved for a Discover. I check 2 of my scores today and they jumped over 700!!!!


The agency?  

 

 

Message 3 of 10
Anonymous
Not applicable

Re: I'm so geeked...!!!

Sky Blue

Message 4 of 10
p-
Valued Contributor

Re: I'm so geeked...!!!


@Anonymous wrote:

Sky Blue


Was it worth it? 

Message 5 of 10
Anonymous
Not applicable

Re: I'm so geeked...!!!


@p- wrote:

@Anonymous wrote:

Sky Blue


Was it worth it? 


Let's see...my scores are up 100 pts in a month and my high limit credit card hasn't even reported yet. I say it was well worth the $49 for the first month plus the $14/mo tri-bureau credit report from freescore. I plan to keep Sky Blue for 2 more months and freescore indefinitely.

 

Message 6 of 10
wallyworld123
Frequent Contributor

Re: I'm so geeked...!!!

Congrats on your progress!

Message 7 of 10
Anonymous
Not applicable

Re: I'm so geeked...!!!

What agency was it you are using? I have been with one for many many months and still no luck.

Message 8 of 10
Anonymous
Not applicable

Re: I'm so geeked...!!!


@Anonymous wrote:

What agency was it you are using? I have been with one for many many months and still no luck.


I am using Sky Blue. I even just applied for a chase card...a bit too soon as my Discover hasn't reported and when I called the backdoor number, the analyst said the only thing on my report was my student loans. Meaning the baddies that were disputed were removed. She also said that I should get a CLI once Discover reports.

Message 9 of 10
Shogun
Moderator Emeritus

Re: I'm so geeked...!!!

Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 10 of 10
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