It can be rough, my scores are pretty crummy, as a matter of fact I've given up on EQ all together lol... then all of a sudden I pull my TC this morning after my boyfriend's daily 630am wake up call that he makes to me when he walks to work, and all of a sudden a collection (an old one) from 06 is removed from my EQ for no reason at all...
Granted I think the reason is that they're not licensed in my state, but I hadn't disputed it yet, or DV'd.
And my EQ which has been going down, while all else has been slowly increasing, is up 13 points! Woohoo, granted I still need to pay that collection in general if I ever plan to have electricity in my name again in my town lol
I know it can be discouraging, especially if you don't have the money to pay things off, and just sending things CMRRR can add up quickly.
I still haven't made a LOT of progress but I've made some, I'm hoping it's not just because my LVNV account is marked as disputed from my dv, if that's where my progress came from and they don't get deleted, I may break into tears and make my own encouragement post.
Stick with it hun, you can do it!
Feb TU 495, April TU 561
Feb EX 539, March EX 553 (this is hopefully up more from a few new paid as agreed accts)
Feb EQ 528, March EQ 513
, April EQ 526
It's a hard battle, but you'll be glad you fought it later
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702
Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)