I now have 2) 30 day lates until 2-28 modification. What would you do to help score?

[Anonymous]

 Before I was perfect (on time)for 24mths(before ARM adjust). My bank finally approved a 2-28 mod, to keep my payments same, but because I coudn't pay the $500/mth extra while the mod was being reviewed, I fell behind.  What would you do to get the 30day off credit report?

Thanx

[Anonymous]

I am going to call my bank and see if they will remove the 30 day late since it happened after the Arm adjusted and they have been very cooperative in every other way.  I will report what happens.  I will wait until I make my 1st new payment under the 2-28 mod on Dec 1st.