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I agree with so_confused. With FICOs in the mid 600s, apply for AMEX. If you apply same day, odds are very good you will incur at most one inquiry per CRA. Apply for AMEX Green, Delta and Hilton.
Do you have a BK on your CR, or a defaulted AMEX CC in your past? Either will likely be grounds for denial.
I agree with so_confused. With FICOs in the mid 600s, apply for AMEX. If you apply same day, odds are very good you will incur at most one inquiry per CRA. Apply for AMEX Green, Delta and Hilton.
Do you have a BK on your CR, or a defaulted AMEX CC in your past? Either will likely be grounds for denial.
No I don't have a BK but I do have three collections, one that is recent (1yr) so I tend to get turned down but I will apply anyway. Who knows they might say yes. Thanks everyone for all your help.
candigrl wrote:No I don't have a BK but I do have three collections, one that is recent (1yr)