Credit Card Center Advertiser Disclosure†
08-16-2007 03:33 PM
08-16-2007 03:36 PM
08-16-2007 03:47 PM
08-16-2007 03:49 PM - edited 08-16-2007 03:50 PM
Bills such as utilities are not reported to CRAs unless they go to collections. Bills that get reported are CC..auto loans...personal loans...mortgage. Also they are only reported on the owner's or AU CR. It doesn't make a difference who makes the payments.
BarryB wrote:I recently moved in with my mother, temporarily. She had signed up for Internet service via Comcast. Would my automatically paying the Internet bill help both of our credit or just hers? The service is opened up in her name, but I'm the primary user.When I move, she'll either cancel the service or attempt to use it. She's 66 and would like to learn how to use her own PC.
08-16-2007 03:51 PM
08-16-2007 03:52 PM
sl wrote:You can use them as a reference that you pay your bills on time, however, utility bills, cable bills, phone bills, cell phone bills, and rent do not show up on your CR.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.