Credit Cards Center Credit cards from our partners
Reply
Member
Posts: 6
Registered: ‎06-26-2007
0

I was recently married and me and my husband have been di...

I was recently married and me and my husband have been discussing added my to his CC.  I don't currently have one.  My score is around 634 and his is about 725 to 750.  How will this affect our credit scores if we do have my name added to his CC?
Highlighted
Established Contributor
Posts: 560
Registered: ‎05-03-2007
0

Re: I was recently married and me and my husband have been di...

[ Edited ]
if he puts you on as an AU and the tl reports before the changes go into effect, it will probably boost your score if the account is in good standing. once the changes go into effect, you will lose the benefit of having that account. the good thing is that the anticipated score boost for you would qualify you for some better cc's than you would be eligible for now. you might want to search the forums to find a card that you might be eligible for, either now or even better after he adds you. getting some cc accounts of your own, and keeping them in good shape, will boost your score in the long run....i didnt know this until a couple of weeks ago.

Message Edited by dog on 06-26-2007 01:11 PM
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.