IS MY FICO REALLY ACCURATE!!!

[Anonymous]

Is my fico really accurate regarding credit reports...or should we just depend on them for scores...I have TC and I update it EVERYDAY...today I ordered my TU and EX fico scores...and in the EX report...it shows a collection with 3 30 day lates for Feb.2008-Apr. 2008...I called the CA...ready to go off...but the blamed it on EX and said it would be their fault...so I called EX ready to go off...but she said it was a collection...and it was not being reported as late....WHAT'S REALLY GOING ON HERE???????? Message Edited by slyhouse08 on 04-24-2008 11:07 AM

Message Edited by slyhouse08 on 04-24-2008 11:11 AM

[Anonymous]

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[LADYBUG7788]

its funny how you say that because i was starting to wonder the same thing,,,,IS FICO REALLY CORRECT,,,because i have pulled my tc credit reports i know the scores are fako's but my fico and tc equifax score are 100 points off..know thats alot and also my report from tc on equifax and my fico are different in many ways like one of my reports from tc[equifax] states one of my accounts are stating iib/charge off so i went to my fico to pull my equifax but it does not state that.so dont you think my fico score should be higher if it does not state iib,chargeoff--it states in my fico as pays as agreed 0 balance no lates or charge off i thought it was strange...so i went to experian credit manager and pulled that and the score of course is a fako is 50 points higher than my fico's...and i pulled transunions report and thats 45 points higher than fico's...and some of the accounts dont match my fico so is my fico slower to update?