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Identity Theft or account mix up?

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Anonymous
Not applicable

Identity Theft or account mix up?

So I haven't noticed any strange bills or unwanted charges to my credit cards but I was checking my credit today because I wanted to apply for a new card and I noticed that there was someone with another name registered under my Experian account.  

 

He has the same first name and a similar last name, only different by 1 letter.  There are several credit pulls by him, auto financing and banks, and it's pulled my credit score down from about 790 to 760, but nothing too crazy.

 

I checked my TU and Equifax reports in detail and did not see this guy in there or anything unusual.

 

Is this just a mistake by Experian or ID theft?

 

 

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3 REPLIES 3
mongstradamus
Super Contributor

Re: Identity Theft or account mix up?


@Anonymous wrote:

So I haven't noticed any strange bills or unwanted charges to my credit cards but I was checking my credit today because I wanted to apply for a new card and I noticed that there was someone with another name registered under my Experian account.  

 

He has the same first name and a similar last name, only different by 1 letter.  There are several credit pulls by him, auto financing and banks, and it's pulled my credit score down from about 790 to 760, but nothing too crazy.

 

I checked my TU and Equifax reports in detail and did not see this guy in there or anything unusual.

 

Is this just a mistake by Experian or ID theft?

 

 


I would call experian and get that corrected as soon as possible. See what is going on there. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 4
Anonymous
Not applicable

Re: Identity Theft or account mix up?

Thanks, will do!  They're call line isn't open right now so just browsing around looking for answers Smiley Happy

Message 3 of 4
mongstradamus
Super Contributor

Re: Identity Theft or account mix up?


@Anonymous wrote:

Thanks, will do!  They're call line isn't open right now so just browsing around looking for answers Smiley Happy


call them first thing in the morning :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 4 of 4
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