I've been denied credit in the past - and looking at my reports has allowed me to see that Transunion has the wrong address and Equifax doesn't have my birthday. I faxed EQ the info but I don't know if it's been updated? Still working on transunion.
When I signed up for Score Watch, I had to call to verify my identity. But they told me that there was no birthday on Equifax and they were not able to pull my report. Does this work the same with creditors? If they can't see your report, does that automatically disqualify you?
