iltph wrote:
Yes, I only have one account that isn't SOL, which has just one month to go.
In regards to the baddie that is currently in SOL and that is definitely mine. I know they can go by the state that I lived in when I opened the card and also the state that I currently live in. Both of those states the SOL is three years. I lived in a state between the time that I opened the card and where I live now for about five years, which was also where I lived when the account started getting behind. Would they be able to go by that state's SOL too? If so, it's four years there so I'd have another year to wait.
If you want to DV a CA that is past SOL, you don't have to be too worried about being able to pay within a certain amount of time.
If it ISN"T past SOL when you DV, you might wake a sleeping dog. It may bring it to their attention that the debt is almost past SOL, so always be prepared to pay when you DV within SOL, just in case your validation letters are followed by a summons.
As for SOL and different states.............as for going by the state you lived in between time signing and time now.......I don't know..........however some states allow SOL to toll when you leave state. So you may never be out of SOL on that debt, unless you move back to the original state.
