cancel
Showing results for 
Search instead for 
Did you mean: 

Imagine Visa

Frequent Contributor

Imagine Visa

Anyone familiar with these guys? Horror stories? Good Stories?
Message 1 of 12
11 REPLIES
Moderator Emeritus

Re: Imagine Visa

Sorry, haven't heard of them, but when I saw the title of your post, all I could hear in my head was John Lennon singing "Imagine there's no Visa ..." Smiley Very Happy
-----------------
Bartender, bring another round of FICOtinis please!

9.4.2011: TU 805. EQ 815.
Message 2 of 12
Frequent Contributor

Re: Imagine Visa

ROFLMAO
Message 3 of 12
Established Contributor

Re: Imagine Visa

not rolling on the floor, but am LMAO, I needed that.
Message 4 of 12
Valued Contributor

Re: Imagine Visa

I just checked them out  STAY AWAY  RUN AND HIDE.  $300 credit limit.
 
$4.95 one time set up account fee ( auto payment plan required)
$150  Annual Fee ( from how I read it, deducted on account activation leaving you with an initial $150 Credit limit to start)
$119.4  annual maintenance fee (billed at $9.95/p. month)   Bringing your starting credit limit to $140 before you even receive the card.
 
It's one of the worst I've seen.      A secured card is a MUCH better option, if this is your only choice. 
 
If you can't get an unsecured card (sub-prime) from a reputable institution  GO secured.   These fees aren't not worth it just have the status of unsecured, it would be a horrible financial move.  
 
Go to BoA or Orchard Bank.  Those two have the best options for both unsecured (sub-prime) and secured.    Bank of America is a little better because of lower annual fees and no application fees and has a better rep for graduating,  but Orchard is no slouch either. 
Message 5 of 12
Established Contributor

Re: Imagine Visa

Basically, "imagine" the disaster you'll find your self in if you get this card!
 
cheesy.....but I couldn't help it.
Message 6 of 12
Valued Contributor

Re: Imagine Visa

What cards have you applied for and been turned down for recently and what cards that have been recomened haven't you applied for yet?
Message 7 of 12
Established Contributor

Re: Imagine Visa

This card, Imagine Visa, Salute Visa and Tribute Mastercard are the most worst card I ever seen.
 
I sent their pre-approval envelope put the shredded pieces in it and mailed it to them with a little note stating, "are you kidding" why would I pay you these kind of fees....
 
 
Cory
Message 8 of 12
Established Contributor

Re: Imagine Visa

Hehehe!! Cory, you're a rockstar!!!
 
 
Message 9 of 12
Super Contributor

Re: Imagine Visa



masdeocho wrote:
Sorry, haven't heard of them, but when I saw the title of your post, all I could hear in my head was John Lennon singing "Imagine there's no Visa ..." Smiley Very Happy


Me too  Smiley Very Happy
 
And the mind boggles......
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 10 of 12