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Frequent Contributor
jaguls66
Posts: 356
Registered: ‎06-06-2007

Imagine Visa

Anyone familiar with these guys? Horror stories? Good Stories?
Moderator Emeritus
masdeocho
Posts: 2,050
Registered: ‎04-17-2007

Re: Imagine Visa

Sorry, haven't heard of them, but when I saw the title of your post, all I could hear in my head was John Lennon singing "Imagine there's no Visa ..." :smileyvery-happy:
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Bartender, bring another round of FICOtinis please!

9.4.2011: TU 805. EQ 815.
Frequent Contributor
jaguls66
Posts: 356
Registered: ‎06-06-2007

Re: Imagine Visa

ROFLMAO
Established Contributor
trinigal
Posts: 578
Registered: ‎06-18-2007

Re: Imagine Visa

not rolling on the floor, but am LMAO, I needed that.
Valued Contributor
Boswd
Posts: 1,065
Registered: ‎04-26-2007

Re: Imagine Visa

I just checked them out  STAY AWAY  RUN AND HIDE.  $300 credit limit.
 
$4.95 one time set up account fee ( auto payment plan required)
$150  Annual Fee ( from how I read it, deducted on account activation leaving you with an initial $150 Credit limit to start)
$119.4  annual maintenance fee (billed at $9.95/p. month)   Bringing your starting credit limit to $140 before you even receive the card.
 
It's one of the worst I've seen.      A secured card is a MUCH better option, if this is your only choice. 
 
If you can't get an unsecured card (sub-prime) from a reputable institution  GO secured.   These fees aren't not worth it just have the status of unsecured, it would be a horrible financial move.  
 
Go to BoA or Orchard Bank.  Those two have the best options for both unsecured (sub-prime) and secured.    Bank of America is a little better because of lower annual fees and no application fees and has a better rep for graduating,  but Orchard is no slouch either. 
Established Contributor
trinigal
Posts: 578
Registered: ‎06-18-2007

Re: Imagine Visa

Basically, "imagine" the disaster you'll find your self in if you get this card!
 
cheesy.....but I couldn't help it.
Valued Contributor
Boswd
Posts: 1,065
Registered: ‎04-26-2007

Re: Imagine Visa

What cards have you applied for and been turned down for recently and what cards that have been recomened haven't you applied for yet?
Established Contributor
Cory
Posts: 671
Registered: ‎03-15-2007

Re: Imagine Visa

This card, Imagine Visa, Salute Visa and Tribute Mastercard are the most worst card I ever seen.
 
I sent their pre-approval envelope put the shredded pieces in it and mailed it to them with a little note stating, "are you kidding" why would I pay you these kind of fees....
 
 
Cory
1. American Express Blue Cash Preferred~2. BankAmericard Cash Rewards World MasterCard~3. BankAmericard Travel Rewards Visa Signature ~4. Discover It~5. Citi Forward Visa Signature~6. CCCU MasterCard.
Established Contributor
trinigal
Posts: 578
Registered: ‎06-18-2007

Re: Imagine Visa

Hehehe!! Cory, you're a rockstar!!!
 
 
Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007

Re: Imagine Visa



masdeocho wrote:
Sorry, haven't heard of them, but when I saw the title of your post, all I could hear in my head was John Lennon singing "Imagine there's no Visa ..." :smileyvery-happy:


Me too  :smileyvery-happy:
 
And the mind boggles......
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid

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