@takeshi74 wrote:
@NegotiatorRogerSmith wrote:
No, his limits are consistently higer, despite my reported higher income and more available credit, taking into account the additional credit available to me is proportionate to my income.
How do your proportions compare?
Up until the AMEX & Sallie Mae cards (which were weeks from one another), my income:my available credit = his income:his available credit. Now is disproportionate to where he has more available credit to his income than I do.
Main difference, he’s never had a toy card. I do. I consistently find myself looping back to the 3-4 toy cards on my report are considered in some form or fashion in my initial limit offer.
I’m not, however, so brash as to just jump into deleting older, albeit, **bleep** cards. Until I explore this further and gain insight from others, I’ll sit tight. CLI’s are around the corner in June, so I’m just considering some of these radical moves to possibly prove a theory.
