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Regular Contributor
Posts: 166
Registered: ‎09-10-2012
0

Important AT&T credit check

HelloHello, I started to build credit 4 months ago

I started with a secured card and I'm always under 10% utilization and 

Pay all my bills on time. My report is clean

I recently got approved for capital one unsecured card and Walmart 

 

Anyway people tell me I will probably start around a 680 fico score 

 

I wanted to know what are my chances to get approved with AT&T for opening an account without a deposit?

FICO EX 759 EQ 744 TU 752
Amex Gold Premier rewards ( Charge Card)

Amex Blue cash - $24,900 Wells Fargo - $15,000 Citibank Simplicity - $12,200 Barclays Apple - $13,000 Walmart Mastercard - $6000 Discover It - $5000 Chase Slate - $5700 Capital One - $4250
Frequent Contributor
Posts: 403
Registered: ‎02-01-2010
0

Re: Important AT&T credit check

I don't think you'll have a problem Good luck!

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Super Contributor
Posts: 7,321
Registered: ‎12-11-2011
0

Re: Important AT&T credit check


pat0812 wrote:

HelloHello, I started to build credit 4 months ago

I started with a secured card and I'm always under 10% utilization and 

Pay all my bills on time. My report is clean

I recently got approved for capital one unsecured card and Walmart 

 

Anyway people tell me I will probably start around a 680 fico score 

 

I wanted to know what are my chances to get approved with AT&T for opening an account without a deposit?


With walmart you get a free TU08 FICO score. Once you receive your card opt for paperless statements and you'll receive a free score once a month. This score is real and will give you a little info on where you stand. I'm not sure who AT&T pulls, but if all of your reports show the same information your scores should be similar. 

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Established Contributor
Posts: 833
Registered: ‎10-04-2010
0

Re: Important AT&T credit check

I got an AT&T account about a year post BK. I hadn't been late after the BK but I had only one CC that was a few months late. I didn't require a deposit and I was actually pretty suprised. I think you'll be fine.



BK in 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Gold Delta Skymiles ($15,000) --- GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)--- Discover IT ($21,000)

Experian 737 Transunion 748-- May 2016

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