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My advice would be to talk to an attorney.
DJREF wrote:This is a case of my son and his former in-laws. When my son was married to his previous wife, he and his wife agreed to put financing in their name so her parents could buy a house. The parents were unable to do so on their own because of a recent bankruptcy. The parents agreed to make the payments, so my son and his wife purchased the house in their name. The in-laws got them to transfer the house to them via a quit claim deed, agreeing to get the financing changed to them. My son agreed. Subsequently, my son & his wife were divorced and the in-laws were delinquent in payments many times, as much as 90+ days, resulting in the loan starting foreclosure. After all of this the loan was finally issued in their names and my son is living with a foreclosure, as well as late pays on his credit reports. Is there anything that can be done to get this off his record earilier than the 7 year period or does he just need to wait his out in repayment for his stupidity and unwarranted trust?