Hello everyone. This is my question I am hoping someone can give me direction with this question:
I sent to TranUnion a dispute letter which I created through My FICO. I had a total of 13 problems. I receive a letter back and in the letter TransUnion addressed only 1 of the problems I listed. This problem was the least important and was about a credit inquiry I do not recognize. Does this mean they addressed only this one problem? Should I receive more information re the additional problems? Or does this mean they took care of the other problems? I thought they needed to list each out and state the outcome.I disputed with Experian at the same time and received a more complete report, with corrections. I am wondering if I need to resubmit the dispute. Any help would be appreciated.
Each CRA has 30 days to complete the investigations. They also have, by law, up to 15 days beyond that if needed. So, if you mailed it on December 1, it'll place the deadline to Dec. 30 and you gotta add snail mail times into that too for their response. I'd bet you'd hear something by Jan. 15.
