Reply
New Member
Al209
Posts: 5
Registered: ‎12-05-2013
0

Inncorrect Reciept

At the beginning of the month I had swiped one of my cards at a small grocery co-op.  I don't remember which card it was but I thought it was one of my two visa's, because I remember not being sure if they accepted Discover, which is currently my favorite card.  The reciept agrees with this and says visa, but it doesn't have the account number (*************1234) listed.

 

I was in the middle of a move at that time and did not have access to a secure internet connection until the 19th, so I was not able to check any of my accounts until then.  After reconsiling my accounts with the reciepts, I realized I couldn't find that transaction anywhere almost three weeks later.  It turned out I must of swiped my discover card, because the card was on it when I was going through my statement.

 

Is this something that has happened to someone else, where the reciept showed the wrong card type?


Starting Score: 714
Current Score: 728
Goal Score: 750


Take the myFICO Fitness Challenge
Valued Contributor
IOBA
Posts: 2,696
Registered: ‎08-13-2009
0

Re: Inncorrect Reciept

No, I have not had that experience.

 

Sometimes the person swiping the card hits the wrong key (mc, visa, disc, amex), so it may have printed what the person thought it was.

 

 

Established Contributor
bettercreditguy1
Posts: 758
Registered: ‎02-11-2012
0

Re: Inncorrect Reciept

If the merchant does not have an agreement with the processor, than a card can not go through. All Visa cards start with a 4, Master Card 5, Amex 3, etc. However, sometimes a processor will add an additional card for processing and the merchant may not remember or "push" that type of card.  

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}