Reply
New Member
Posts: 5
Registered: ‎12-05-2013
0

Inncorrect Reciept

At the beginning of the month I had swiped one of my cards at a small grocery co-op.  I don't remember which card it was but I thought it was one of my two visa's, because I remember not being sure if they accepted Discover, which is currently my favorite card.  The reciept agrees with this and says visa, but it doesn't have the account number (*************1234) listed.

 

I was in the middle of a move at that time and did not have access to a secure internet connection until the 19th, so I was not able to check any of my accounts until then.  After reconsiling my accounts with the reciepts, I realized I couldn't find that transaction anywhere almost three weeks later.  It turned out I must of swiped my discover card, because the card was on it when I was going through my statement.

 

Is this something that has happened to someone else, where the reciept showed the wrong card type?


Starting Score: 714
Current Score: 728
Goal Score: 750


Take the myFICO Fitness Challenge
Valued Contributor
Posts: 2,698
Registered: ‎08-13-2009
0

Re: Inncorrect Reciept

No, I have not had that experience.

 

Sometimes the person swiping the card hits the wrong key (mc, visa, disc, amex), so it may have printed what the person thought it was.

 

 

Established Contributor
Posts: 760
Registered: ‎02-11-2012
0

Re: Inncorrect Reciept

If the merchant does not have an agreement with the processor, than a card can not go through. All Visa cards start with a 4, Master Card 5, Amex 3, etc. However, sometimes a processor will add an additional card for processing and the merchant may not remember or "push" that type of card.  

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.