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Valued Contributor
DigitalArk
Posts: 1,241
Registered: ‎07-07-2013
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Innovis Credit Report

Just received it today. It only reports my mortgage and my two credit card accounts. No payment history. It does not even have my oldest account information. I am wondering which lenders are using Innovis reports...:smileysurprised:


Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
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Re: Innovis Credit Report


DigitalArk wrote:

...I am wondering which lenders are using Innovis reports...:smileysurprised:


Out of the dozens and dozens of apps in the last several years, Innovis was never mentioned. Even after jumping into the realm of credit and applying, I too ordered my Innovis report. There was only one inquiry. Only 20% of my TLs reported.

Valued Contributor
DigitalArk
Posts: 1,241
Registered: ‎07-07-2013
0

Re: Innovis Credit Report

I just received my ChexSystems credit report. There is no data on their file except my personal information. :smileysurprised:


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guiness56
Posts: 22,406
Registered: ‎01-17-2008
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Re: Innovis Credit Report


DigitalArk wrote:

I just received my ChexSystems credit report. There is no data on their file except my personal information. :smileysurprised:


ChexSystems is only for bank accounts gone south, account abuse that sort of thing.  If you never had anything like that there won't be anything on your report.  Some banks don't use them and ChexSystems deletes after 5 years.

Valued Contributor
DigitalArk
Posts: 1,241
Registered: ‎07-07-2013
0

Re: Innovis Credit Report

Thank you! How about Early Warning Services?

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guiness56
Posts: 22,406
Registered: ‎01-17-2008
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Re: Innovis Credit Report


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