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Innovis Credit Report

Valued Contributor

Innovis Credit Report

Just received it today. It only reports my mortgage and my two credit card accounts. No payment history. It does not even have my oldest account information. I am wondering which lenders are using Innovis reports...Smiley Surprised

Message 1 of 6
5 REPLIES
Moderator Emeritus

Re: Innovis Credit Report


DigitalArk wrote:

...I am wondering which lenders are using Innovis reports...Smiley Surprised


Out of the dozens and dozens of apps in the last several years, Innovis was never mentioned. Even after jumping into the realm of credit and applying, I too ordered my Innovis report. There was only one inquiry. Only 20% of my TLs reported.

Message 2 of 6
Valued Contributor

Re: Innovis Credit Report

I just received my ChexSystems credit report. There is no data on their file except my personal information. Smiley Surprised

Message 3 of 6
Epic Contributor

Re: Innovis Credit Report


DigitalArk wrote:

I just received my ChexSystems credit report. There is no data on their file except my personal information. Smiley Surprised


ChexSystems is only for bank accounts gone south, account abuse that sort of thing.  If you never had anything like that there won't be anything on your report.  Some banks don't use them and ChexSystems deletes after 5 years.

Message 4 of 6
Valued Contributor

Re: Innovis Credit Report

Thank you! How about Early Warning Services?
Message 5 of 6
Epic Contributor

Re: Innovis Credit Report

Message 6 of 6