Advanced Resolution Service is a Visa owned CRA that keeps track of every application you make for a Visa Card. They store your IP address, the location of where you applied, etc. You can request your report, and freeze it for free (Chase and US Bank love to pull it) by writing to 5005 Rockside Road, Suite 600 Independence, OH 44131
You can call them at 8003928911
IDA Also specializes in some sort of algorithm but has a plethora of personal data, like LN. You can write or fax them at
1. A written request with signature that includes the following information:
- First name, middle name, last name, suffix (if applicable)
- Current address including ZIP code
- Current phone number with area code
- Social Security number
- Date of birth (month, date and year)
2. Copies of at least two of the verification documents listed below that substantiate the personal information that you provide as listed in Step 1:
- Current state-issued driver's license or other current Government issued identification (such as a passport)
- Recent cable, utility or phone statement, produced 60 days ago or less
- Social Security card
- Birth certificate
- U.S. passport picture page
- Alien registration card
- Voided personal check with your current preprinted address
Send your request to us at:
Secured fax:
(858) 312-6275
Or
Postal mail:
IDA, Inc. Consumer Office
P. O. Box 503793
San Diego, CA 92150
Lakeside is the ARS for Mastercard, they have the exact same address so it seems ridiculous but you will have to write two letters one to ARS the other to Lakeside.
Credco, mostly used in Mortgage Applications but also now used in other proprietary systems, its thought that AMEX and Chase use a sophisticated algorithm that runs data through specific medians of cardholders. Thus those you end up getting flagged for review. The CFPB, has warned these "speciality" CRAs to issue annual reports when the consumer rquest. I strongly urge everyone do so. Half of your most inimiate and private matters are on the systems.Consumer Assistance
(800) 637-2422-Corelogic/Credco explain you want your FULL FILE DISCLOSURE.
Axciom is the most nefarious of them all. They have more data then LN, they will send you a report if you verify through a check signed void with your current address. You can write them. You must separately mail your $5.00 personal check, made payable to Acxiom at the following address:
Acxiom
Consumer Advocate
CWY0302-1
P.O. Box 2000
Conway, AR 72033
The list is long......Teletrack, Certgy, Teletrack, EzFund, etc. New ones pop up. The CFPB list each of them every year.
Hope this helps request away
Too many cards
DOJ
