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Frequent Contributor
Posts: 356
Registered: ‎06-06-2007
0

Inquiries falling off

I have 16 inqs falling off through the month of July. All auto, all because last year, my truck died and I work to far to walk to work. And since I had yucky credit, I had to look and look to find someone who would take a chance.

Any hope I may see a signifigant jump when these age off?
Super Contributor
Posts: 8,195
Registered: ‎03-25-2007
0

Re: Inquiries falling off

We live in hope, and die in despair  Smiley Sad
 
But actually, you might well get a jump.  On September 13th my Cingular inq drops off Smiley Very Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
Posts: 581
Registered: ‎04-11-2007
0

Re: Inquiries falling off

I had two inquiries fall off in a month and mine jumped 6 points.
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Inquiries falling off

Assuming these Inqs are aging off, meaning they are 24+ months old, your score should not change because only Inqs <12 months are counted in your score.
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
0

Re: Inquiries falling off

If they are all auto inquiries, and within a de-duplication window, they are supposed to count as just one inquiry.
Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Inquiries falling off



Noah_Bodie wrote:
If they are all auto inquiries, and within a de-duplication window, they are supposed to count as just one inquiry.



Who really knows?
Frequent Contributor
Posts: 356
Registered: ‎06-06-2007
0

Re: Inquiries falling off

all scores were auto inq, all scores will be aging to 12 months. Guess I will just hide and watch.
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
0

Re: Inquiries falling off



smallfry wrote:


Noah_Bodie wrote:
If they are all auto inquiries, and within a de-duplication window, they are supposed to count as just one inquiry.



Who really knows?


Unfortunately, I suspect today the only way to find out is to call MyFico Customer Service and inquire about one's inquiries.
 
I requested a change to MyFico reports to show this.
 
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