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Frequent Contributor
jaguls66
Posts: 356
Registered: ‎06-06-2007

Inquiries falling off

I have 16 inqs falling off through the month of July. All auto, all because last year, my truck died and I work to far to walk to work. And since I had yucky credit, I had to look and look to find someone who would take a chance.

Any hope I may see a signifigant jump when these age off?
Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007

Re: Inquiries falling off

We live in hope, and die in despair  :smileysad:
 
But actually, you might well get a jump.  On September 13th my Cingular inq drops off :smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
sl
Posts: 581
Registered: ‎04-11-2007

Re: Inquiries falling off

I had two inquiries fall off in a month and mine jumped 6 points.
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007

Re: Inquiries falling off

Assuming these Inqs are aging off, meaning they are 24+ months old, your score should not change because only Inqs <12 months are counted in your score.
Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007

Re: Inquiries falling off

If they are all auto inquiries, and within a de-duplication window, they are supposed to count as just one inquiry.
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007

Re: Inquiries falling off



Noah_Bodie wrote:
If they are all auto inquiries, and within a de-duplication window, they are supposed to count as just one inquiry.



Who really knows?
Frequent Contributor
jaguls66
Posts: 356
Registered: ‎06-06-2007

Re: Inquiries falling off

all scores were auto inq, all scores will be aging to 12 months. Guess I will just hide and watch.
Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007

Re: Inquiries falling off



smallfry wrote:


Noah_Bodie wrote:
If they are all auto inquiries, and within a de-duplication window, they are supposed to count as just one inquiry.



Who really knows?


Unfortunately, I suspect today the only way to find out is to call MyFico Customer Service and inquire about one's inquiries.
 
I requested a change to MyFico reports to show this.
 

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