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Inquiries questions

Frequent Contributor

Inquiries questions

I have heard that inquries stay on report for 2 years, but don't hurt you after 1 year.  I have an inquiry from 08/26/2010, it is one of three on my Equifax report.  Will I see a score increase today or tomorrow because it has been the one year since the inquiry?  I know it is a possibility I don't see an increase at all but just wondering from experience if you have seen an increase when the one year period is up from the inquiry.

 

I haven't had a SW in almost 3 weeks, and I would like to purchase a report but thought I would see what you all have to say.

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Moderator Emeritus

Re: Inquiries questions

You probably won't see any changes. The damage, if any at all, would fade over time and that's assuming you are inquiry-free on EQ. However, if you have any new TLs reporting as a result of that inquiry, you could see an increase, if not already.

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