08-26-2011 10:21 AM
I have heard that inquries stay on report for 2 years, but don't hurt you after 1 year. I have an inquiry from 08/26/2010, it is one of three on my Equifax report. Will I see a score increase today or tomorrow because it has been the one year since the inquiry? I know it is a possibility I don't see an increase at all but just wondering from experience if you have seen an increase when the one year period is up from the inquiry.
I haven't had a SW in almost 3 weeks, and I would like to purchase a report but thought I would see what you all have to say.
08-26-2011 11:34 AM
You probably won't see any changes. The damage, if any at all, would fade over time and that's assuming you are inquiry-free on EQ. However, if you have any new TLs reporting as a result of that inquiry, you could see an increase, if not already.
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