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CK screenshot
https://docs.google.com/file/d/0B3G0jrdki8tsTjZud19jZXpreEk/edit?usp=sharing
I went on a fairly (entirely) unsucessful app spree when I turned 18. Much wiser now, and more than a bit more conscious of my credit. I applied for credit after the one year mark hit most of my inquiries (striken from score calculation, not from my credit report) and CK reported accurately. Now, though, those inquiries have popped up again, apparently? Is this worth investigating?
Creditkarma counts inquiries for the entire two years that they are on your report. After one year they will have no effect on FICO scoring, but banks can and will still deny for too many inquiries if they feel like it. Especially with this update CK is just weird. For example my Penfed card doesn't show up even though it's on my TU report.
@LS2982 wrote:
I think CK is just unreliable now. I dont like it at all.
I know I won't really be using it anymore. At least not anywhere near as often.
it's just stupid CK............
I have some other random Wells Fargo account that was reporting on my CR on top of my WF account.
Called WF, and they got it removed from all 3 bureaus.
CK (old version) removed that account too after TU updated my CR.
Then, after the switch to the new version, that account miracleously came back, even though it still isn't on my TU report.
Emailed CK support a few times, got the dumbest copy and paste responses, and I decided to give up.
@LS2982 wrote:
I think CK is just unreliable now. I dont like it at all.
+1...I hate the new layout. Mine keeps saying two new accounts were added every time I update...the accounts were added two months ago.