No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
2Bfree wrote:
Looking at the Trans Union cr under regular inquiries it states as, the following companies have received your credit report. Their inquiries remain on your credit report for two years.Why it states this and Trans Union is reporting a inquiry date pulled 2/6/06 then when I dispute it too old to be reporting they tell me that it can be removed any time in Feb 08. The message under Regular inquiries don't state "two years and some weeks or two years and some months". How can that be?
2Bfree wrote:
What about companies where you apply for credit on 11/8/07 and was denied and send a pre-approval letter afterward and apply on 12/20/07 and they pull inquries both times but you only have one acct which was open on 12/20/07 should I ask to have the first hard pull removed. They all so pulled a soft on 10/31/07.Others like: I applied for a saving acct with Wells Fargo online and they pulled 1 hard at the Portland, OR location, two soft one at the Concord, CA location, and West Des Moines, IA location all on the Experian report, but on the Trans Union they only pulled a soft at the Concord, CA location and they did not pull EQ at all. Explain why should I dispute I only applied for a saving acct ONLY?
cujo31 wrote:
Just curious, but why would you leave them alone? I thought the less INQs you had the better? I have disputed all of mine from 2005-2006. I have read that they stay on UP to 2 years so that is what I put in my DL. It actually worked .. LOL well, NOT with TU, but the others. I went from 11 on my EQ down to 5.
~Cujo
2Bfree wrote:
Timothy, do multiple inquiries from the same company on different date only count once in a year against your score.