waqaszm1 wrote:
The following information is for educational purposes only and is correct based on my experiences as of 04/06/2008. If you are applying for credit from a certain creditor, make sure that your credit score is decent at the corresponding credit bureau so that you have a better chance of getting approved. This way you will not have unnecessary hard inquiries on your reports: (Hard Inquiries negatively impact your scores).
The following creditors use EQUIFAX:
1. ING Direct / Sharebuilder Securities
2. Wachovia Bank
3. Redstone Federal Credit Union
4. Citibank
5. Target National Bank
6. First Bank of Delaware
The following creditors use EXPERIAN:
1. Bank of America
2. Capital One
3. Credit One Bank
4. Plains Commerce Bank
5. Verizon Wireless
The following creditors use TRANSUNION:
1. Capital One
2. T-Mobile
3. HS BC AUTO
4. Bank of America AUTO
5. 1st Bank DE/CF
I will try to update this list frequently. I live in ALABAMA and this list is good for this geographic region, atleast.
MY PLUS SCORES: (04/06/08)
Experian 685, Transunion 641, Equifax 599
Fico Equifax Scorewatch 549
I suugest you look at whogavemecredit as it gives a very comprehensive listing, and is not restricted to Alabama 