I know that inquiries stay on your report for 2 years, but is there a frame of time after the inquiry that the effect it has on your credit score lessens?
Starting Score: 667EX 599EQ 687TU
@shondra0609 wrote:I know that inquiries stay on your report for 2 years, but is there a frame of time after the inquiry that the effect it has on your credit score lessens?
I believe the effect lessens after 6 months and stops affecting your score after 1 year.
@Irisa wrote:
@shondra0609 wrote:I know that inquiries stay on your report for 2 years, but is there a frame of time after the inquiry that the effect it has on your credit score lessens?
I believe the effect lessens after 6 months and stops affecting your score after 1 year.
+1
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.