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I have 2 inquires on my Experian report that says it will expire on May 2014. Would they be removed today or is it random date in May?
Deletion of inquires is not regulated under the FCRA.
It is an admin deletion by the CRAs, and is at their discretion when they actually purge.
i still see an inquiry from 2 years ago that was supposed to come off mid april
@jwall10 wrote:I have 2 inquires on my Experian report that says it will expire on May 2014. Would they be removed today or is it random date in May?
The timing is different for each of the CRAs. In the case of Experian, items scheduled for deletion are purged on the first Saturday after the month of expiry. For your case, an inquiry scheduled to be deleted in May 2014, should actually disappear on June 7, 2014.
Question- If experian deletes pulls on the first Sat after the month/year of inquiry removal,does it do the same with an old tradeline? would love to know as I have a feeling that they delete last of the CRA's...
would also be interested in anyone's experience with the timing of all CRA deletes!
Question- If experian deletes pulls on the first Sat after the month/year of inquiry removal,does it do the same with an old tradeline? would love to know as I have a feeling that they delete last of the CRA's...