Reply
Regular Contributor
JemiBlue
Posts: 109
Registered: ‎06-13-2007
0

Inquiry notification

I received a notification that there had been an inquiry on my credit report that I did not authorize or know about.  What should I do?
Moderator Emeritus
fused
Posts: 16,374
Registered: ‎03-12-2007
0

Re: Inquiry notification



JemiBlue wrote:
I received a notification that there had been an inquiry on my credit report that I did not authorize or know about.  What should I do?


Which company?  Are you sure you did not give permission? 
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Regular Contributor
JemiBlue
Posts: 109
Registered: ‎06-13-2007
0

Re: Inquiry notification

I didn't give permission.  It was a company called Capital Management Services.
Regular Contributor
Bruiser
Posts: 211
Registered: ‎04-11-2007
0

Re: Inquiry notification

[ Edited ]
sounds like a collection company...
 
they might be looking at your report to try to do a collection


Message Edited by Bruiser on 06-25-2007 02:25 PM
Regular Contributor
JemiBlue
Posts: 109
Registered: ‎06-13-2007
0

Re: Inquiry notification

So, they can do an inquiry any time they want to? 
Regular Contributor
Bruiser
Posts: 211
Registered: ‎04-11-2007
0

Re: Inquiry notification

they can,.
 
read Noah's post here for a little more info on INQ, there's a section on Collection Agencies
Moderator Emeritus
fused
Posts: 16,374
Registered: ‎03-12-2007
0

Re: Inquiry notification

[ Edited ]


JemiBlue wrote:
I didn't give permission.  It was a company called Capital Management Services.



They are a CA.  Are they reporting a TL on your reports?  They have PP.


Message Edited by fused111 on 06-25-2007 11:43 AM
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}