General Credit Topics

[JemiBlue]

I received a notification that there had been an inquiry on my credit report that I did not authorize or know about.  What should I do?

[fused]

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JemiBlue wrote:

I received a notification that there had been an inquiry on my credit report that I did not authorize or know about.  What should I do?

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Which company?  Are you sure you did not give permission? 

[JemiBlue]

I didn't give permission.  It was a company called Capital Management Services.

[Bruiser]

sounds like a collection company...

http://www.cms-collect.com/

they might be looking at your report to try to do a collection

Message Edited by Bruiser on 06-25-2007 02:25 PM

[JemiBlue]

So, they can do an inquiry any time they want to? 

[Bruiser]

they can,.

read Noah's post here for a little more info on INQ, there's a section on Collection Agencies

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=14932&query.id=328...

[fused]

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JemiBlue wrote:

I didn't give permission.  It was a company called Capital Management Services.

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They are a CA.  Are they reporting a TL on your reports?  They have PP.

Message Edited by fused111 on 06-25-2007 11:43 AM