Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 109
Registered: ‎06-13-2007
0

Inquiry notification

I received a notification that there had been an inquiry on my credit report that I did not authorize or know about.  What should I do?
Moderator Emeritus
Posts: 16,381
Registered: ‎03-12-2007
0

Re: Inquiry notification



JemiBlue wrote:
I received a notification that there had been an inquiry on my credit report that I did not authorize or know about.  What should I do?


Which company?  Are you sure you did not give permission? 
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Regular Contributor
Posts: 109
Registered: ‎06-13-2007
0

Re: Inquiry notification

I didn't give permission.  It was a company called Capital Management Services.
Regular Contributor
Posts: 230
Registered: ‎04-11-2007
0

Re: Inquiry notification

[ Edited ]
sounds like a collection company...
 
they might be looking at your report to try to do a collection


Message Edited by Bruiser on 06-25-2007 02:25 PM
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Regular Contributor
Posts: 109
Registered: ‎06-13-2007
0

Re: Inquiry notification

So, they can do an inquiry any time they want to? 
Regular Contributor
Posts: 230
Registered: ‎04-11-2007
0

Re: Inquiry notification

they can,.
 
read Noah's post here for a little more info on INQ, there's a section on Collection Agencies
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Moderator Emeritus
Posts: 16,381
Registered: ‎03-12-2007
0

Re: Inquiry notification

[ Edited ]


JemiBlue wrote:
I didn't give permission.  It was a company called Capital Management Services.



They are a CA.  Are they reporting a TL on your reports?  They have PP.


Message Edited by fused111 on 06-25-2007 11:43 AM
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.