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Regular Contributor
Posts: 109
Registered: ‎06-13-2007
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Inquiry notification

I received a notification that there had been an inquiry on my credit report that I did not authorize or know about.  What should I do?
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
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Re: Inquiry notification



JemiBlue wrote:
I received a notification that there had been an inquiry on my credit report that I did not authorize or know about.  What should I do?


Which company?  Are you sure you did not give permission? 
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Regular Contributor
Posts: 109
Registered: ‎06-13-2007
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Re: Inquiry notification

I didn't give permission.  It was a company called Capital Management Services.
Regular Contributor
Posts: 211
Registered: ‎04-11-2007
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Re: Inquiry notification

[ Edited ]
sounds like a collection company...
 
they might be looking at your report to try to do a collection


Message Edited by Bruiser on 06-25-2007 02:25 PM
Regular Contributor
Posts: 109
Registered: ‎06-13-2007
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Re: Inquiry notification

So, they can do an inquiry any time they want to? 
Regular Contributor
Posts: 211
Registered: ‎04-11-2007
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Re: Inquiry notification

they can,.
 
read Noah's post here for a little more info on INQ, there's a section on Collection Agencies
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
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Re: Inquiry notification

[ Edited ]


JemiBlue wrote:
I didn't give permission.  It was a company called Capital Management Services.



They are a CA.  Are they reporting a TL on your reports?  They have PP.


Message Edited by fused111 on 06-25-2007 11:43 AM
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
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