Almost 7 years ago, I had some medical issues and several accounts went into collections. I won't go into the issues, but a move, insurance, etc were involved 
I signed up for TrueCredit and got an alert on a new derogatory on all three CRAs in April which was interesting since I've been an **bleep** retentive credit guy for the last five years. It was from Collection Company of America (CCA). It was the same account number, but was off by $1. I called the CA and started asking some questions and it seems that they changed to a new system and there was some rounding errors. I complained to their compliance officer and told him what the problem was and he was pretty freaked out. Needless to say, he offered to remove the new and the old ones. They were up for removal next year anyways, but it was still nice to get them off, although I think the alert caused a jump in my BOA CC. If you have a CCA account on your CR, then this may be a bargaining chip or something to be aware of... Cheers, Kevin
I signed up for TrueCredit and got an alert on a new derogatory on all three CRAs in April which was interesting since I've been an **bleep** retentive credit guy for the last five years. It was from Collection Company of America (CCA). It was the same account number, but was off by $1. I called the CA and started asking some questions and it seems that they changed to a new system and there was some rounding errors. I complained to their compliance officer and told him what the problem was and he was pretty freaked out. Needless to say, he offered to remove the new and the old ones. They were up for removal next year anyways, but it was still nice to get them off, although I think the alert caused a jump in my BOA CC. If you have a CCA account on your CR, then this may be a bargaining chip or something to be aware of... Cheers, Kevin
thanks!
Keep putting them out there guys!
KevinB wrote:
also I looked at my post....I put A N A L retentive and it bleeped out the first part...lol...now I'm a FICO forums deadbeat I guess..lol
Kevin
I get bleeped too, it's ok
When they lock up your thread, that's when you know you've acquired "deadbeat" status. kidding.
No worries!